Mortgage rate history since 1971

This chart uses the Freddie Mac Primary Mortgage Market Survey (PMMS), the same weekly 30 year and 15 year fixed rate averages lenders track, sourced through the Federal Reserve (FRED) and refreshed automatically each week. A saved copy is kept on this site as an instant backup.

This chart updates itself. A scheduled job checks Freddie Mac every week and refreshes the underlying data automatically, so the latest 30 year and 15 year averages show up here with no manual steps.

Your quote depends on credit score, down payment, points, loan size, property type, and timing. This chart is for trend tracking, not a loan offer.

Drag across the chart to zoom into a date range. Double click inside the chart to reset back to the full view. Use the quick range tabs for one year, three year, five year, ten year, or all.