Harv Balu
Real Estate Tools Hub for the Bay Area
One place to plan your next move. Jump to a city, browse homes, and use the calculators that help buyers and sellers make confident decisions, from property taxes to mortgage payments, closing costs, affordability, HELOC options, capital gains planning, rent vs buy comparisons, mortgage rate history since 1971, and 1031 exchange timelines.
Quick City Shortcuts
Pick a city to start browsing listings and local info.
These links go to your HarvRealtor city pages. Add more cities any time.
Helpful Tools
Quick calculators to help you plan with confidence.
Mortgage Rate History Since 1971
Interactive view of long term rate trends.
45 and 180 Day Calculator
Track key 1031 exchange deadlines quickly.
Property Tax Calculator
Estimate annual property taxes and monthly impact.
Mortgage Calculator and Live Rates
Payment estimate plus current rate guidance.
Closing Cost Calculator
Plan escrow, title, lender fees, and more.
Home Equity Line of Credit Calculator
Model borrowing, payments, and draw periods.
Affordability Calculator
Estimate a home price range that fits your budget.
Capital Gains and 1031 Planning
Estimate taxes and explore 1031 scenarios.
Rent vs Buy Calculator
Compare long term costs with real Bay Area inputs.
Want more tools here. Add loan amortization, refinance breakeven, and extra payment payoff next.
All Links in One Spot
Quick links at the bottom for easy navigation.
Tools
Disclaimer. Estimates are informational only and not financial, tax, or legal advice. Rates and costs can change. For a tailored plan, contact Harv Balu.
